renters apartment can be insured with renters insurance

Insurance for Renters

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keys to getting insured as a renter

Renters Insurance Made Easy

Explore tailored renters insurance to protect your home, belongings, and peace of mind. Get instant quotes through our partner Waffle Insurance¹ below.

Why Renters Need Insurance

Safeguard your home – leaving your living space to chance is a gamble. Uncover why renters insurance is your shield against unexpected losses and damages, providing security for your home and belongings.


Protect Your Stuff

Renters insurance helps shield your personal belongings, like furniture, electronics, and clothes, from unexpected events such as theft or even fire. It's your go-to armor to help ensure your cherished items are financially covered.


Liability Coverage for Accidents

Accidents happen, and renters insurance has your back. If you accidentally damage someone else's property or they get injured in your rental, renters insurance may help handle the costs, giving you peace of mind.


Alternative Living Expenses

What if something unexpected happens, and you can't stay in your rental anymore? Renters insurance may cover your temporary living expenses, like hotel bills or meals, making a difficult situation a bit more manageable.

Safeguarding Your Rental Space

Explore tailored insurance solutions designed to provide peace of mind for renters. Partnering with Waffle, we offer a comprehensive range of renters insurance coverage crafted to address the distinct needs of individuals like you. Renters insurance extends its protective embrace to both you and your possessions:

Secure Living, Seamless Coverage: Why Renters Prefer Waffle for Insurance

Instant Quotes for Lightning-Fast Decisions

Get quick insurance quotes with just a few clicks. No more waiting around – you're in control of your protection.

On-the-Go Coverage, Anywhere, Anytime

Our digital platform gives you access to your policies wherever your rental journey takes you. Convenience at your fingertips.

A World of Options, All in One Place

Choose from a range of insurance products that fit your needs, from pet insurance to life coverage. One-stop protection for all aspects of your life.

Frequently Asked Questions

Renters insurance typically covers personal belongings, liability protection, and additional living expenses if your rental becomes uninhabitable due to a covered event. Please review the sample policy for details on coverage and exclusions for renters insurance through Waffle.

The amount of renters insurance you need depends on the value of your belongings. Conducting a home inventory and estimating the cost of your possessions can help determine an appropriate coverage amount.

Renters insurance through Waffle covers your spouse and dependents to your roommates1  – safeguard everyone under one affordable renters insurance policy.

1 – Roommate liability does not apply in the state of North Carolina

After purchasing Renters insurance through Waffle Insurance, you must log into your account on Waffle using the same email address you used to sign up. Then click on the “claims” button and follow the instructions from there. If you have any issues or questions, please contact Waffle’s support team by emailing them at

Renters insurance is generally not mandatory by law, but it’s highly advisable. While it’s not always a legal requirement, many landlords or property management companies include a clause in the lease agreement recommending or requiring renters insurance. It’s crucial to review your contract with your landlord or property management company to understand their specific requirements. Even if not mandatory, having renters insurance is a wise choice to protect your personal belongings and provide liability coverage.

¹Waffle, with offices located at 43 West 23rd Street, New York, New York 10010, USA is a licensed insurance producer and not an insurer. Waffle operates through Waffle Labs Inc (National Producer Number: 19499260). Waffle does business in California as Waffle Labs Insurance Agency. Coverage is subject to all the terms, exclusions and conditions of the insurance policy. Please see the sample policies for further information. Waffle Labs Inc: CA License #6003240. Contact our support team by emailing them at